YEARLY HIGH
0.8315 HNL
YEARLY LOW
0.7089 HNL
YEARLY AVERAGE
0.7552 HNL

2021 THB to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the THB to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.8315. Conversely, the yearly low was recorded on August 9, dropping to 0.7089.

This high-to-low spread represents a total annual volatility of 0.1225 HNL. From a start-to-finish perspective, comparing the January average rate of 0.8078 to the December average rate of 0.7239, the exchange rate registered a net change of -10.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8315 was down 0.51% compared to the 2020 peak of 0.8357, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 THB based on timing:

Yearly Peak High 207,863 HNL
2020 Average 197,771 HNL
Yearly Trough Low 177,235 HNL
Transaction Impact: A difference of 30,627.38 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8167
0.7099
JanuMarcMayJulySeptNove

THB to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7845, compared to 0.7258 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0587 points.

H1 Avg (Jan–Jun) 0.7845
H2 Avg (Jul–Dec) 0.7258

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0324 HNL (High: 0.7414 / Low: 0.7089). On the other end, April was the most stable month, with a tight range of 0.0127 HNL (High: 0.7755 / Low: 0.7628).

August Spread (Volatile) ±0.0324
April Spread (Stable) ±0.0127

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0341 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0341

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.8078) against the same month in 2020 (average: 0.8148), the exchange rate shifted by -0.0070 (-0.86%).

2021 Avg (January) 0.8078
2020 Avg (January) 0.8148

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8315 0.8011 0.8078
February 0.8148 0.7904 0.8074
March 0.8034 0.7714 0.7867
April 0.7755 0.7628 0.7690
May 0.7773 0.7643 0.7708
June 0.7756 0.7441 0.7656
July 0.7470 0.7192 0.7314
August 0.7414 0.7089 0.7188
September 0.7394 0.7106 0.7292
October 0.7308 0.7101 0.7218
November 0.7420 0.7160 0.7299
December 0.7350 0.7128 0.7239