YEARLY HIGH
0.8572 HNL
YEARLY LOW
0.7915 HNL
YEARLY AVERAGE
0.8206 HNL

2026 THB to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the THB to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 13, valuing the pair at 0.8572. Conversely, the yearly low was recorded on July 23, dropping to 0.7915.

This high-to-low spread represents a total annual volatility of 0.0657 HNL. From a start-to-finish perspective, comparing the January average rate of 0.8430 to the December average rate of 0.8039, the exchange rate registered a net change of -4.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.8572 was up 0.96% compared to the 2025 peak of 0.8490, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 THB based on timing:

Yearly Peak High 214,307 HNL
2025 Average 198,152 HNL
Yearly Trough Low 197,881 HNL
Transaction Impact: A difference of 16,425.29 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.8520
0.7945
JanuMarcMayJuly

THB to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8270, compared to 0.8016 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0254 points.

H1 Avg (Jan–Jun) 0.8270
H2 Avg (Jul–Dec) 0.8016

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0443 HNL (High: 0.8473 / Low: 0.8029). On the other end, May was the most stable month, with a tight range of 0.0043 HNL (High: 0.8182 / Low: 0.8140).

March Spread (Volatile) ±0.0443
May Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0252 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0252

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.8472) against the same month in 2025 (average: 0.7583), the exchange rate shifted by +0.0889 (+11.72%).

2026 Avg (February) 0.8472
2025 Avg (February) 0.7583

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8551 0.8352 0.8430
February 0.8572 0.8307 0.8472
March 0.8473 0.8029 0.8220
April 0.8315 0.8105 0.8232
May 0.8182 0.8140 0.8155
June 0.8221 0.8005 0.8111
July 0.8074 0.7915 0.7993
August 0.8095 0.7967 0.8039