2013 TND to GHS Historical Review

YEARLY HIGH

1.4447 GHS

YEARLY LOW

1.1937 GHS

YEARLY AVERAGE

1.2701 GHS

2013 TND to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the TND to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1.4447. Conversely, the yearly low was recorded on May 10, dropping to 1.1937.

This high-to-low spread represents a total annual volatility of 0.2510 GHS. From a start-to-finish perspective, comparing the January average rate of 1.2229 to the December average rate of 1.4005, the exchange rate registered a net change of 14.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.4447 was up 17.22% compared to the 2012 peak of 1.2325, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 7,224 GHS

2012 Average 5,923 GHS

Yearly Trough Low 5,968 GHS

Transaction Impact: A difference of 1,255.07 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.4198

1.1883

JanuMarcMayJulySeptNove

TND to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2208, compared to 1.3194 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0986 points.

H1 Avg (Jan–Jun) 1.2208

H2 Avg (Jul–Dec) 1.3194

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0837 GHS (High: 1.4447 / Low: 1.3610). On the other end, April was the most stable month, with a tight range of 0.0163 GHS (High: 1.2264 / Low: 1.2101).

December Spread (Volatile) ±0.0837

April Spread (Stable) ±0.0163

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0125 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0125

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.4005) against the same month in 2012 (average: 1.2149), the exchange rate shifted by +0.1856 (+15.28%).

2013 Avg (December) 1.4005

2012 Avg (December) 1.2149

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2355	1.2029	1.2229
February	1.2394	1.2141	1.2250
March	1.2336	1.2066	1.2192
April	1.2264	1.2101	1.2201
May	1.2307	1.1937	1.2076
June	1.2439	1.2146	1.2300
July	1.2635	1.2069	1.2341
August	1.3130	1.2522	1.2832
September	1.3309	1.2952	1.3158
October	1.3538	1.3221	1.3339
November	1.3646	1.3328	1.3492
December	1.4447	1.3610	1.4005