2016 TND to GHS Historical Review

YEARLY HIGH

1.9894 GHS

YEARLY LOW

1.7370 GHS

YEARLY AVERAGE

1.8426 GHS

2016 TND to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the TND to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 10, valuing the pair at 1.9894. Conversely, the yearly low was recorded on November 18, dropping to 1.7370.

This high-to-low spread represents a total annual volatility of 0.2523 GHS. From a start-to-finish perspective, comparing the January average rate of 1.9053 to the December average rate of 1.8344, the exchange rate registered a net change of -3.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.9894 was down 12.80% compared to the 2015 peak of 2.2813, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 9,947 GHS

2015 Average 9,638 GHS

Yearly Trough Low 8,685 GHS

Transaction Impact: A difference of 1,261.70 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.9799

1.7579

JanuMarcMayJulySeptNove

TND to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8918, compared to 1.7933 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0985 points.

H1 Avg (Jan–Jun) 1.8918

H2 Avg (Jul–Dec) 1.7933

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1394 GHS (High: 1.8765 / Low: 1.7370). On the other end, September was the most stable month, with a tight range of 0.0216 GHS (High: 1.8104 / Low: 1.7888).

November Spread (Volatile) ±0.1394

September Spread (Stable) ±0.0216

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0626 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0626

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2016: 1.9614) against the same month in 2015 (average: 1.7733), the exchange rate shifted by +0.1881 (+10.61%).

2016 Avg (February) 1.9614

2015 Avg (February) 1.7733

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9520	1.8633	1.9053
February	1.9894	1.8998	1.9614
March	1.9252	1.8887	1.9047
April	1.9277	1.8829	1.9029
May	1.9195	1.8215	1.8697
June	1.8377	1.7794	1.8071
July	1.8009	1.7653	1.7844
August	1.8150	1.7766	1.7906
September	1.8104	1.7888	1.7970
October	1.8085	1.7515	1.7771
November	1.8765	1.7370	1.7764
December	1.8835	1.7750	1.8344