2015 TND to GHS Historical Review

YEARLY HIGH

2.2813 GHS

YEARLY LOW

1.6487 GHS

YEARLY AVERAGE

1.9272 GHS

2015 TND to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the TND to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 20, valuing the pair at 2.2813. Conversely, the yearly low was recorded on July 20, dropping to 1.6487.

This high-to-low spread represents a total annual volatility of 0.6326 GHS. From a start-to-finish perspective, comparing the January average rate of 1.7078 to the December average rate of 1.8782, the exchange rate registered a net change of 9.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.2813 was up 1.30% compared to the 2014 peak of 2.2519, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 11,406 GHS

2014 Average 8,942 GHS

Yearly Trough Low 8,243 GHS

Transaction Impact: A difference of 3,163.18 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.2642

1.6572

JanuMarcMayJulySeptNove

TND to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9263, compared to 1.9280 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 1.9263

H2 Avg (Jul–Dec) 1.9280

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.5799 GHS (High: 2.2286 / Low: 1.6487). On the other end, January was the most stable month, with a tight range of 0.0471 GHS (High: 1.7322 / Low: 1.6850).

July Spread (Volatile) ±0.5799

January Spread (Stable) ±0.0471

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.3712 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.3712

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 2.2137) against the same month in 2014 (average: 1.8756), the exchange rate shifted by +0.3381 (+18.02%).

2015 Avg (June) 2.2137

2014 Avg (June) 1.8756

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7322	1.6850	1.7078
February	1.8016	1.7218	1.7733
March	1.9585	1.7752	1.8573
April	2.0122	1.9230	1.9620
May	2.0733	2.0087	2.0439
June	2.2813	2.0745	2.2137
July	2.2286	1.6487	1.8425
August	2.2530	1.9202	2.0606
September	2.0692	1.9140	1.9812
October	1.9959	1.8878	1.9307
November	1.9372	1.8335	1.8751
December	1.9004	1.8360	1.8782