2020 TOP to CAD Historical Review

YEARLY HIGH

0.6187 CAD

YEARLY LOW

0.5560 CAD

YEARLY AVERAGE

0.5827 CAD

2020 TOP to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 1, valuing the pair at 0.6187. Conversely, the yearly low was recorded on December 10, dropping to 0.5560.

This high-to-low spread represents a total annual volatility of 0.0626 CAD. From a start-to-finish perspective, comparing the January average rate of 0.5695 to the December average rate of 0.5608, the exchange rate registered a net change of -1.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6187 was up 2.54% compared to the 2019 peak of 0.6033, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 3,093 CAD

2019 Average 2,896 CAD

Yearly Trough Low 2,780 CAD

Transaction Impact: A difference of 313.15 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6107

0.5563

JanuMarcMayJulySeptNove

TOP to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5902, compared to 0.5753 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0149 points.

H1 Avg (Jan–Jun) 0.5902

H2 Avg (Jul–Dec) 0.5753

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0382 CAD (High: 0.6105 / Low: 0.5723). On the other end, February was the most stable month, with a tight range of 0.0068 CAD (High: 0.5777 / Low: 0.5709).

March Spread (Volatile) ±0.0382

February Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0120 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0120

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 0.6062) against the same month in 2019 (average: 0.5874), the exchange rate shifted by +0.0188 (+3.20%).

2020 Avg (May) 0.6062

2019 Avg (May) 0.5874

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5731	0.5662	0.5695
February	0.5777	0.5709	0.5734
March	0.6105	0.5723	0.5933
April	0.6108	0.5915	0.6018
May	0.6187	0.5981	0.6062
June	0.6055	0.5915	0.5970
July	0.5969	0.5855	0.5926
August	0.5899	0.5746	0.5805
September	0.5857	0.5748	0.5786
October	0.5773	0.5651	0.5708
November	0.5747	0.5632	0.5684
December	0.5654	0.5560	0.5608