YEARLY HIGH
0.6042 CAD
YEARLY LOW
0.5637 CAD
YEARLY AVERAGE
0.5800 CAD

2025 TOP to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 0.6042. Conversely, the yearly low was recorded on June 16, dropping to 0.5637.

This high-to-low spread represents a total annual volatility of 0.0405 CAD. From a start-to-finish perspective, comparing the January average rate of 0.5930 to the December average rate of 0.5726, the exchange rate registered a net change of -3.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.6042 was up 0.04% compared to the 2024 peak of 0.6040, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 3,021 CAD
2024 Average 2,892 CAD
Yearly Trough Low 2,819 CAD
Transaction Impact: A difference of 202.54 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.5997
0.5653
JanuMarcMayJulySeptNove

TOP to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5844, compared to 0.5756 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0089 points.

H1 Avg (Jan–Jun) 0.5844
H2 Avg (Jul–Dec) 0.5756

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0207 CAD (High: 0.5936 / Low: 0.5729). On the other end, October was the most stable month, with a tight range of 0.0047 CAD (High: 0.5837 / Low: 0.5789).

April Spread (Volatile) ±0.0207
October Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0167 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0167

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.5929) against the same month in 2024 (average: 0.5699), the exchange rate shifted by +0.0229 (+4.03%).

2025 Avg (February) 0.5929
2024 Avg (February) 0.5699

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6034 0.5852 0.5930
February 0.6042 0.5886 0.5929
March 0.6020 0.5928 0.5968
April 0.5936 0.5729 0.5801
May 0.5806 0.5705 0.5757
June 0.5707 0.5637 0.5681
July 0.5756 0.5638 0.5684
August 0.5774 0.5704 0.5729
September 0.5791 0.5706 0.5747
October 0.5837 0.5789 0.5813
November 0.5861 0.5803 0.5835
December 0.5815 0.5677 0.5726