YEARLY HIGH
0.5675 CAD
YEARLY LOW
0.5347 CAD
YEARLY AVERAGE
0.5534 CAD

2021 TOP to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TOP to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 19, valuing the pair at 0.5675. Conversely, the yearly low was recorded on May 24, dropping to 0.5347.

This high-to-low spread represents a total annual volatility of 0.0328 CAD. From a start-to-finish perspective, comparing the January average rate of 0.5580 to the December average rate of 0.5603, the exchange rate registered a net change of 0.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5675 was down 8.27% compared to the 2020 peak of 0.6187, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 2,838 CAD
2020 Average 2,914 CAD
Yearly Trough Low 2,674 CAD
Transaction Impact: A difference of 163.97 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5649
0.5361
JanuMarcMayJulySeptNove

TOP to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5496, compared to 0.5571 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0075 points.

H1 Avg (Jan–Jun) 0.5496
H2 Avg (Jul–Dec) 0.5571

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0188 CAD (High: 0.5647 / Low: 0.5459). On the other end, May was the most stable month, with a tight range of 0.0090 CAD (High: 0.5437 / Low: 0.5347).

July Spread (Volatile) ±0.0188
May Spread (Stable) ±0.0090

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0107 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0107

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.5625) against the same month in 2020 (average: 0.5786), the exchange rate shifted by -0.0161 (-2.78%).

2021 Avg (September) 0.5625
2020 Avg (September) 0.5786

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5634 0.5509 0.5580
February 0.5607 0.5466 0.5532
March 0.5567 0.5465 0.5513
April 0.5561 0.5432 0.5493
May 0.5437 0.5347 0.5385
June 0.5569 0.5412 0.5473
July 0.5647 0.5459 0.5541
August 0.5644 0.5526 0.5567
September 0.5675 0.5573 0.5625
October 0.5570 0.5471 0.5522
November 0.5617 0.5515 0.5571
December 0.5648 0.5512 0.5603