2020 TOP to CZK Historical Review

YEARLY HIGH

11.0493 CZK

YEARLY LOW

9.3267 CZK

YEARLY AVERAGE

10.0830 CZK

2020 TOP to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on May 15, valuing the pair at 11.0493. Conversely, the yearly low was recorded on December 17, dropping to 9.3267.

This high-to-low spread represents a total annual volatility of 1.7227 CZK. From a start-to-finish perspective, comparing the January average rate of 9.8903 to the December average rate of 9.4564, the exchange rate registered a net change of -4.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 11.0493 was up 6.03% compared to the 2019 peak of 10.4211, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 55,247 CZK

2019 Average 50,047 CZK

Yearly Trough Low 46,633 CZK

Transaction Impact: A difference of 8,613.29 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

10.9679

9.3190

JanuMarcMayJulySeptNove

TOP to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.3422, compared to 9.8238 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5184 points.

H1 Avg (Jan–Jun) 10.3422

H2 Avg (Jul–Dec) 9.8238

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.2549 CZK (High: 10.8919 / Low: 9.6370). On the other end, January was the most stable month, with a tight range of 0.1633 CZK (High: 9.9611 / Low: 9.7977).

March Spread (Volatile) ±1.2549

January Spread (Stable) ±0.1633

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.4535 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4535

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 10.8305) against the same month in 2019 (average: 10.0516), the exchange rate shifted by +0.7789 (+7.75%).

2020 Avg (May) 10.8305

2019 Avg (May) 10.0516

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.9611	9.7977	9.8903
February	10.0429	9.8000	9.9181
March	10.8919	9.6370	10.2326
April	10.9503	10.4931	10.7444
May	11.0493	10.5783	10.8305
June	10.5465	10.3356	10.4370
July	10.3999	9.7220	10.1534
August	9.8294	9.5663	9.6999
September	10.1454	9.7293	9.9332
October	10.1056	9.8736	9.9915
November	10.0668	9.5591	9.7082
December	9.5823	9.3267	9.4564