YEARLY HIGH
10.0328 CZK
YEARLY LOW
9.2250 CZK
YEARLY AVERAGE
9.5711 CZK

2021 TOP to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TOP to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 10.0328. Conversely, the yearly low was recorded on February 15, dropping to 9.2250.

This high-to-low spread represents a total annual volatility of 0.8078 CZK. From a start-to-finish perspective, comparing the January average rate of 9.4173 to the December average rate of 9.7716, the exchange rate registered a net change of 3.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 10.0328 was down 9.20% compared to the 2020 peak of 11.0493, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 50,164 CZK
2020 Average 50,413 CZK
Yearly Trough Low 46,125 CZK
Transaction Impact: A difference of 4,038.91 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

9.9147
9.2691
JanuMarcMayJulySeptNove

TOP to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.4543, compared to 9.6879 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2336 points.

H1 Avg (Jan–Jun) 9.4543
H2 Avg (Jul–Dec) 9.6879

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.3383 CZK (High: 9.9452 / Low: 9.6069). On the other end, August was the most stable month, with a tight range of 0.1427 CZK (High: 9.6277 / Low: 9.4851).

October Spread (Volatile) ±0.3383
August Spread (Stable) ±0.1427

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1855 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1855

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 9.8609) against the same month in 2020 (average: 9.7082), the exchange rate shifted by +0.1527 (+1.57%).

2021 Avg (November) 9.8609
2020 Avg (November) 9.7082

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.5221 9.3343 9.4173
February 9.5421 9.2250 9.3229
March 9.7502 9.4587 9.6496
April 9.6812 9.4093 9.5277
May 9.5168 9.2287 9.3421
June 9.6351 9.3420 9.4661
July 9.7138 9.4732 9.5968
August 9.6277 9.4851 9.5584
September 9.7037 9.4970 9.5786
October 9.9452 9.6069 9.7608
November 10.0328 9.7011 9.8609
December 9.8630 9.6156 9.7716