YEARLY HIGH
10.1650 CZK
YEARLY LOW
9.5078 CZK
YEARLY AVERAGE
9.8023 CZK

2024 TOP to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the TOP to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 10.1650. Conversely, the yearly low was recorded on August 24, dropping to 9.5078.

This high-to-low spread represents a total annual volatility of 0.6573 CZK. From a start-to-finish perspective, comparing the January average rate of 9.6195 to the December average rate of 10.0219, the exchange rate registered a net change of 4.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 10.1650 was up 3.17% compared to the 2023 peak of 9.8530, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 50,825 CZK
2023 Average 46,980 CZK
Yearly Trough Low 47,539 CZK
Transaction Impact: A difference of 3,286.30 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

10.0621
9.5793
JanuMarcMayJulySeptNove

TOP to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.7791, compared to 9.8255 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0464 points.

H1 Avg (Jan–Jun) 9.7791
H2 Avg (Jul–Dec) 9.8255

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.4171 CZK (High: 10.1494 / Low: 9.7324). On the other end, October was the most stable month, with a tight range of 0.1125 CZK (High: 9.8707 / Low: 9.7582).

November Spread (Volatile) ±0.4171
October Spread (Stable) ±0.1125

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1949 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1949

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 10.0219) against the same month in 2023 (average: 9.5431), the exchange rate shifted by +0.4788 (+5.02%).

2024 Avg (December) 10.0219
2023 Avg (December) 9.5431

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.7215 9.5363 9.6195
February 10.0026 9.6713 9.8779
March 9.9150 9.7159 9.8276
April 10.0101 9.7178 9.8886
May 9.8231 9.5899 9.6938
June 9.8959 9.5760 9.7673
July 9.9509 9.7794 9.8475
August 9.8591 9.5078 9.6603
September 9.7133 9.5820 9.6353
October 9.8707 9.7582 9.8279
November 10.1494 9.7324 9.9604
December 10.1650 9.8947 10.0219