2020 TOP to JMD Historical Review

YEARLY HIGH

66.0010 JMD

YEARLY LOW

56.1062 JMD

YEARLY AVERAGE

61.6914 JMD

2020 TOP to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 66.0010. Conversely, the yearly low was recorded on March 23, dropping to 56.1062.

This high-to-low spread represents a total annual volatility of 9.8949 JMD. From a start-to-finish perspective, comparing the January average rate of 58.5908 to the December average rate of 62.9350, the exchange rate registered a net change of 7.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 66.0010 was up 7.57% compared to the 2019 peak of 61.3581, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 330,005 JMD

2019 Average 291,464 JMD

Yearly Trough Low 280,531 JMD

Transaction Impact: A difference of 49,474.38 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

66.1324

56.7950

JanuMarcMayJulySeptNove

TOP to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 59.9905, compared to 63.3923 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.4018 points.

H1 Avg (Jan–Jun) 59.9905

H2 Avg (Jul–Dec) 63.3923

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 4.4723 JMD (High: 61.3848 / Low: 56.9125). On the other end, August was the most stable month, with a tight range of 1.2903 JMD (High: 66.0010 / Low: 64.7108).

April Spread (Volatile) ±4.4723

August Spread (Stable) ±1.2903

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.8010 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.8010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 65.3543) against the same month in 2019 (average: 58.3565), the exchange rate shifted by +6.9978 (+11.99%).

2020 Avg (August) 65.3543

2019 Avg (August) 58.3565

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	60.4252	57.3285	58.5908
February	61.2068	59.1686	60.3741
March	59.1686	56.1062	57.5731
April	61.3848	56.9125	58.8968
May	63.9543	61.0154	62.5171
June	63.2646	60.9446	61.9910
July	64.8716	60.7768	62.7923
August	66.0010	64.7108	65.3543
September	65.4954	61.1973	62.9768
October	63.1210	61.2789	62.4289
November	64.4106	62.3499	63.8664
December	63.9902	62.3327	62.9350