2026 TOP to JMD Historical Review

YEARLY HIGH

66.0564 JMD

YEARLY LOW

64.5418 JMD

YEARLY AVERAGE

65.4189 JMD

2026 TOP to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 14, valuing the pair at 66.0564. Conversely, the yearly low was recorded on February 23, dropping to 64.5418.

This high-to-low spread represents a total annual volatility of 1.5146 JMD. From a start-to-finish perspective, comparing the January average rate of 65.5571 to the December average rate of 65.5539, the exchange rate registered a net change of -0.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 66.0564 was down 1.33% compared to the 2025 peak of 66.9500, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 330,282 JMD

2025 Average 330,117 JMD

Yearly Trough Low 322,709 JMD

Transaction Impact: A difference of 7,572.93 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

65.7906

64.7774

JanuMarcMayJuly

TOP to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 65.3485, compared to 65.6300 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2815 points.

H1 Avg (Jan–Jun) 65.3485

H2 Avg (Jul–Dec) 65.6300

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.1827 JMD (High: 66.0559 / Low: 64.8732). On the other end, August was the most stable month, with a tight range of 0.0000 JMD (High: 65.5539 / Low: 65.5539).

January Spread (Volatile) ±1.1827

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.6952 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.6952

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 65.7061) against the same month in 2025 (average: 66.4147), the exchange rate shifted by -0.7085 (-1.07%).

2026 Avg (July) 65.7061

2025 Avg (July) 66.4147

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	66.0559	64.8732	65.5571
February	65.6033	64.5418	64.8618
March	65.7931	64.6485	65.1617
April	66.0197	65.1463	65.5709
May	65.5103	65.0917	65.3574
June	65.8314	65.3577	65.5821
July	66.0564	65.1404	65.7061
August	65.5539	65.5539	65.5539