2025 TOP to JMD Historical Review

YEARLY HIGH

66.9500 JMD

YEARLY LOW

63.8587 JMD

YEARLY AVERAGE

66.0211 JMD

2025 TOP to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 18, valuing the pair at 66.9500. Conversely, the yearly low was recorded on January 15, dropping to 63.8587.

This high-to-low spread represents a total annual volatility of 3.0913 JMD. From a start-to-finish perspective, comparing the January average rate of 64.6210 to the December average rate of 66.4392, the exchange rate registered a net change of 2.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 66.9500 was down 1.10% compared to the 2024 peak of 67.6947, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 334,750 JMD

2024 Average 330,060 JMD

Yearly Trough Low 319,294 JMD

Transaction Impact: A difference of 15,456.41 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

66.8522

64.4181

JanuMarcMayJulySeptNove

TOP to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 65.5338, compared to 66.5085 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9748 points.

H1 Avg (Jan–Jun) 65.5338

H2 Avg (Jul–Dec) 66.5085

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 2.0316 JMD (High: 65.9222 / Low: 63.8906). On the other end, May was the most stable month, with a tight range of 0.4025 JMD (High: 66.2926 / Low: 65.8900).

February Spread (Volatile) ±2.0316

May Spread (Stable) ±0.4025

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2619 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2619

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 66.6494) against the same month in 2024 (average: 67.0396), the exchange rate shifted by -0.3903 (-0.58%).

2025 Avg (October) 66.6494

2024 Avg (October) 67.0396

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	65.2443	63.8587	64.6210
February	65.9222	63.8906	65.4123
March	65.5987	64.5979	65.1504
April	65.8494	65.3870	65.6299
May	66.2926	65.8900	66.0412
June	66.6651	66.0088	66.3478
July	66.7170	66.1351	66.4147
August	66.6009	65.5961	66.4100
September	66.7106	66.2630	66.5145
October	66.9500	66.3692	66.6494
November	66.8831	66.3100	66.6235
December	66.7280	66.0487	66.4392