YEARLY HIGH
1731.4452 MGA
YEARLY LOW
1544.1243 MGA
YEARLY AVERAGE
1655.4608 MGA

2020 TOP to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 1731.4452. Conversely, the yearly low was recorded on March 16, dropping to 1544.1243.

This high-to-low spread represents a total annual volatility of 187.3209 MGA. From a start-to-finish perspective, comparing the January average rate of 1602.7181 to the December average rate of 1671.8819, the exchange rate registered a net change of 4.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1731.4452 was up 5.92% compared to the 2019 peak of 1634.6517, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 8,657,226 MGA
2019 Average 7,929,348 MGA
Yearly Trough Low 7,720,622 MGA
Transaction Impact: A difference of 936,604.51 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1716.1405
1573.1113
JanuMarcMayJulySeptNove

TOP to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1622.9856, compared to 1687.9361 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 64.9505 points.

H1 Avg (Jan–Jun) 1622.9856
H2 Avg (Jul–Dec) 1687.9361

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 84.5305 MGA (High: 1711.6008 / Low: 1627.0703). On the other end, July was the most stable month, with a tight range of 24.9969 MGA (High: 1697.2715 / Low: 1672.2746).

December Spread (Volatile) ±84.5305
July Spread (Stable) ±24.9969

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 32.3395 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -32.3395

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 1704.2214) against the same month in 2019 (average: 1592.8018), the exchange rate shifted by +111.4196 (+7.00%).

2020 Avg (November) 1704.2214
2019 Avg (November) 1592.8018

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1623.4179 1564.8459 1602.7181
February 1611.5924 1564.8459 1599.1252
March 1609.2226 1544.1243 1585.0304
April 1652.0257 1590.5331 1615.6941
May 1665.0563 1637.2021 1650.3582
June 1697.5410 1655.8320 1684.9875
July 1697.2715 1672.2746 1686.1024
August 1699.1169 1668.0608 1682.5078
September 1703.5129 1675.1324 1690.0260
October 1710.3395 1681.8192 1692.8768
November 1731.4452 1654.2390 1704.2214
December 1711.6008 1627.0703 1671.8819