2026 TOP to MGA Historical Review

YEARLY HIGH

1932.4884 MGA

YEARLY LOW

1715.9731 MGA

YEARLY AVERAGE

1774.6198 MGA

2026 TOP to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 1932.4884. Conversely, the yearly low was recorded on March 5, dropping to 1715.9731.

This high-to-low spread represents a total annual volatility of 216.5153 MGA. From a start-to-finish perspective, comparing the January average rate of 1895.6598 to the December average rate of 1771.2673, the exchange rate registered a net change of -6.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1932.4884 was down 2.30% compared to the 2025 peak of 1977.8871, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 9,662,442 MGA

2025 Average 9,403,371 MGA

Yearly Trough Low 8,579,866 MGA

Transaction Impact: A difference of 1,082,576.46 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1912.6814

1708.4220

JanuMarcMayJuly

TOP to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1774.8110, compared to 1774.0465 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7645 points.

H1 Avg (Jan–Jun) 1774.8110

H2 Avg (Jul–Dec) 1774.0465

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 116.7828 MGA (High: 1865.2959 / Low: 1748.5131). On the other end, August was the most stable month, with a tight range of 4.3616 MGA (High: 1773.2859 / Low: 1768.9243).

February Spread (Volatile) ±116.7828

August Spread (Stable) ±4.3616

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 83.0313 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -83.0313

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1895.6598) against the same month in 2025 (average: 1937.0324), the exchange rate shifted by -41.3726 (-2.14%).

2026 Avg (January) 1895.6598

2025 Avg (January) 1937.0324

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1932.4884	1852.2272	1895.6598
February	1865.2959	1748.5131	1813.1253
March	1756.6550	1715.9731	1730.0940
April	1733.9768	1716.2482	1725.4436
May	1745.5287	1723.5937	1738.9294
June	1764.3977	1730.9517	1745.6138
July	1821.5307	1760.7480	1776.8256
August	1773.2859	1768.9243	1771.2673