2025 TOP to MGA Historical Review

YEARLY HIGH

1977.8871 MGA

YEARLY LOW

1819.0085 MGA

YEARLY AVERAGE

1881.1029 MGA

2025 TOP to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 1977.8871. Conversely, the yearly low was recorded on August 24, dropping to 1819.0085.

This high-to-low spread represents a total annual volatility of 158.8786 MGA. From a start-to-finish perspective, comparing the January average rate of 1937.0324 to the December average rate of 1874.3692, the exchange rate registered a net change of -3.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1977.8871 was down 0.24% compared to the 2024 peak of 1982.6719, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 9,889,435 MGA

2024 Average 9,573,674 MGA

Yearly Trough Low 9,095,042 MGA

Transaction Impact: A difference of 794,392.82 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1964.4112

1824.8084

JanuMarcMayJulySeptNove

TOP to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1908.9023, compared to 1853.3034 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 55.5989 points.

H1 Avg (Jan–Jun) 1908.9023

H2 Avg (Jul–Dec) 1853.3034

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 101.9816 MGA (High: 1941.1829 / Low: 1839.2013). On the other end, November was the most stable month, with a tight range of 16.0039 MGA (High: 1874.1151 / Low: 1858.1112).

April Spread (Volatile) ±101.9816

November Spread (Stable) ±16.0039

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 45.2126 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -45.2126

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1937.0324) against the same month in 2024 (average: 1937.6241), the exchange rate shifted by -0.5917 (-0.03%).

2025 Avg (January) 1937.0324

2024 Avg (January) 1937.6241

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1977.8871	1918.7402	1937.0324
February	1967.1160	1922.7465	1952.7776
March	1977.3529	1925.2639	1941.8248
April	1941.1829	1839.2013	1896.6122
May	1898.1434	1848.1908	1865.8617
June	1898.1434	1824.3327	1859.3055
July	1868.8449	1822.5615	1837.9827
August	1856.1377	1819.0085	1836.4420
September	1858.5739	1824.4197	1844.1742
October	1881.4168	1840.8099	1861.0595
November	1874.1151	1858.1112	1865.7932
December	1907.7269	1836.9580	1874.3692