YEARLY HIGH
5.2085 NAD
YEARLY LOW
4.4300 NAD
YEARLY AVERAGE
4.7226 NAD

2012 TOP to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the TOP to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 5.2085. Conversely, the yearly low was recorded on February 7, dropping to 4.4300.

This high-to-low spread represents a total annual volatility of 0.7785 NAD. From a start-to-finish perspective, comparing the January average rate of 4.6025 to the December average rate of 4.9600, the exchange rate registered a net change of 7.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.2085 was up 5.07% compared to the 2011 peak of 4.9572, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 26,042 NAD
2011 Average 20,727 NAD
Yearly Trough Low 22,150 NAD
Transaction Impact: A difference of 3,892.41 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

5.1195
4.4483
JanuMarcMayJulySeptNove

TOP to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5945, compared to 4.8506 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2561 points.

H1 Avg (Jan–Jun) 4.5945
H2 Avg (Jul–Dec) 4.8506

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.3440 NAD (High: 5.0895 / Low: 4.7456). On the other end, March was the most stable month, with a tight range of 0.1053 NAD (High: 4.5645 / Low: 4.4592).

October Spread (Volatile) ±0.3440
March Spread (Stable) ±0.1053

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1035 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 5.0635) against the same month in 2011 (average: 4.7693), the exchange rate shifted by +0.2943 (+6.17%).

2012 Avg (November) 5.0635
2011 Avg (November) 4.7693

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7206 4.4841 4.6025
February 4.6096 4.4300 4.5267
March 4.5645 4.4592 4.5043
April 4.6997 4.5213 4.5980
May 4.7791 4.5028 4.6436
June 4.7831 4.5643 4.6920
July 4.8266 4.5545 4.6395
August 4.8426 4.6094 4.7228
September 4.8264 4.6281 4.7513
October 5.0895 4.7456 4.9664
November 5.2085 4.9766 5.0635
December 5.0652 4.8744 4.9600