YEARLY HIGH
7.0692 NAD
YEARLY LOW
5.5888 NAD
YEARLY AVERAGE
6.0166 NAD

2015 TOP to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the TOP to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 7.0692. Conversely, the yearly low was recorded on February 5, dropping to 5.5888.

This high-to-low spread represents a total annual volatility of 1.4804 NAD. From a start-to-finish perspective, comparing the January average rate of 5.8369 to the December average rate of 6.7104, the exchange rate registered a net change of 14.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 7.0692 was up 17.75% compared to the 2014 peak of 6.0035, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 35,346 NAD
2014 Average 28,740 NAD
Yearly Trough Low 27,944 NAD
Transaction Impact: A difference of 7,402.00 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

6.8055
5.6644
JanuMarcMayJulySeptNove

TOP to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.8865, compared to 6.1466 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2602 points.

H1 Avg (Jan–Jun) 5.8865
H2 Avg (Jul–Dec) 6.1466

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.7183 NAD (High: 7.0692 / Low: 6.3509). On the other end, May was the most stable month, with a tight range of 0.1864 NAD (High: 6.0012 / Low: 5.8149).

December Spread (Volatile) ±0.7183
May Spread (Stable) ±0.1864

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1405 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1405

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 6.7104) against the same month in 2014 (average: 5.8572), the exchange rate shifted by +0.8532 (+14.57%).

2015 Avg (December) 6.7104
2014 Avg (December) 5.8572

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.9449 5.7229 5.8369
February 5.8712 5.5888 5.7725
March 6.1925 5.8377 5.9913
April 6.0219 5.8239 5.9220
May 6.0012 5.8149 5.9057
June 6.1009 5.6481 5.8904
July 5.8794 5.6504 5.7595
August 5.9780 5.6857 5.8005
September 6.4349 5.9095 6.1936
October 6.2543 5.8452 6.0531
November 6.5120 6.2212 6.3628
December 7.0692 6.3509 6.7104