2026 TOP to NAD Historical Review

YEARLY HIGH

7.1475 NAD

YEARLY LOW

6.5520 NAD

YEARLY AVERAGE

6.8148 NAD

2026 TOP to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 7.1475. Conversely, the yearly low was recorded on January 29, dropping to 6.5520.

This high-to-low spread represents a total annual volatility of 0.5955 NAD. From a start-to-finish perspective, comparing the January average rate of 6.7761 to the December average rate of 6.8493, the exchange rate registered a net change of 1.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 7.1475 was down 12.67% compared to the 2025 peak of 8.1845, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 35,737 NAD

2025 Average 37,108 NAD

Yearly Trough Low 32,760 NAD

Transaction Impact: A difference of 2,977.29 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

6.9760

6.6177

JanuMarcMayJuly

TOP to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.8071, compared to 6.8377 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0305 points.

H1 Avg (Jan–Jun) 6.8071

H2 Avg (Jul–Dec) 6.8377

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.5474 NAD (High: 7.1475 / Low: 6.6001). On the other end, August was the most stable month, with a tight range of 0.0027 NAD (High: 6.8507 / Low: 6.8481).

March Spread (Volatile) ±0.5474

August Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1285 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1285

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 6.9462) against the same month in 2025 (average: 7.5818), the exchange rate shifted by -0.6356 (-8.38%).

2026 Avg (March) 6.9462

2025 Avg (March) 7.5818

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.8800	6.5520	6.7761
February	6.6987	6.5832	6.6476
March	7.1475	6.6001	6.9462
April	7.0510	6.7843	6.8803
May	6.9193	6.7469	6.7953
June	6.8845	6.7216	6.7974
July	6.9828	6.7370	6.8260
August	6.8507	6.8481	6.8493