YEARLY HIGH
715.4446 NGN
YEARLY LOW
363.6107 NGN
YEARLY AVERAGE
620.4620 NGN

2024 TOP to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the TOP to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 715.4446. Conversely, the yearly low was recorded on January 17, dropping to 363.6107.

This high-to-low spread represents a total annual volatility of 351.8340 NGN. From a start-to-finish perspective, comparing the January average rate of 387.1073 to the December average rate of 656.2167, the exchange rate registered a net change of 69.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 715.4446 was up 85.62% compared to the 2023 peak of 385.4261, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 3,577,223 NGN
2023 Average 1,343,103 NGN
Yearly Trough Low 1,818,053 NGN
Transaction Impact: A difference of 1,759,169.76 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

731.5771
355.7919
JanuMarcMayJulySeptNove

TOP to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 563.4964, compared to 677.4276 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 113.9312 points.

H1 Avg (Jan–Jun) 563.4964
H2 Avg (Jul–Dec) 677.4276

Volatility Range Comparison

Volatility

The most volatile month in 2024 was February, with a trading range of 299.8120 NGN (High: 680.8338 / Low: 381.0218). On the other end, November was the most stable month, with a tight range of 19.5441 NGN (High: 708.0393 / Low: 688.4952).

February Spread (Volatile) ±299.8120
November Spread (Stable) ±19.5441

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 109.0587 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -109.0587

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 696.8502) against the same month in 2023 (average: 323.7209), the exchange rate shifted by +373.1293 (+115.26%).

2024 Avg (September) 696.8502
2023 Avg (September) 323.7209

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 408.1951 363.6107 387.1073
February 680.8338 381.0218 580.9734
March 683.0597 586.8073 645.3461
April 596.0145 502.4677 536.2875
May 641.8740 517.7290 598.8437
June 643.4732 594.8261 632.4206
July 696.4045 595.3908 642.4714
August 697.9209 664.4675 675.3255
September 715.4446 679.4288 696.8502
October 715.2018 686.5205 693.4404
November 708.0393 688.4952 700.2617
December 702.1982 645.3079 656.2167