2026 TOP to NGN Historical Review

YEARLY HIGH

600.8157 NGN

YEARLY LOW

556.5339 NGN

YEARLY AVERAGE

570.6132 NGN

2026 TOP to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 600.8157. Conversely, the yearly low was recorded on February 18, dropping to 556.5339.

This high-to-low spread represents a total annual volatility of 44.2818 NGN. From a start-to-finish perspective, comparing the January average rate of 589.7392 to the December average rate of 565.8934, the exchange rate registered a net change of -4.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 600.8157 was down 13.11% compared to the 2025 peak of 691.4887, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 3,004,078 NGN

2025 Average 3,158,739 NGN

Yearly Trough Low 2,782,669 NGN

Transaction Impact: A difference of 221,409.11 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

592.3257

561.2886

JanuMarcMayJuly

TOP to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 571.4529, compared to 568.0944 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.3585 points.

H1 Avg (Jan–Jun) 571.4529

H2 Avg (Jul–Dec) 568.0944

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 24.9776 NGN (High: 600.8157 / Low: 575.8381). On the other end, August was the most stable month, with a tight range of 1.8513 NGN (High: 566.6512 / Low: 564.7998).

January Spread (Volatile) ±24.9776

August Spread (Stable) ±1.8513

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 25.8642 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -25.8642

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 589.7392) against the same month in 2025 (average: 638.8890), the exchange rate shifted by -49.1498 (-7.69%).

2026 Avg (January) 589.7392

2025 Avg (January) 638.8890

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	600.8157	575.8381	589.7392
February	578.4838	556.5339	563.8750
March	580.9300	561.7784	572.1301
April	574.2911	556.8994	565.4880
May	571.4772	569.5318	570.2970
June	573.6032	564.2056	567.1878
July	574.4452	564.1841	570.2953
August	566.6512	564.7998	565.8934