2025 TOP to PEN Historical Review

YEARLY HIGH

1.5727 PEN

YEARLY LOW

1.3892 PEN

YEARLY AVERAGE

1.4808 PEN

2025 TOP to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1.5727. Conversely, the yearly low was recorded on December 10, dropping to 1.3892.

This high-to-low spread represents a total annual volatility of 0.1835 PEN. From a start-to-finish perspective, comparing the January average rate of 1.5435 to the December average rate of 1.3983, the exchange rate registered a net change of -9.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.5727 was down 3.80% compared to the 2024 peak of 1.6348, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 7,864 PEN

2024 Average 7,921 PEN

Yearly Trough Low 6,946 PEN

Transaction Impact: A difference of 917.59 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.5580

1.3838

JanuMarcMayJulySeptNove

TOP to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5254, compared to 1.4362 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0892 points.

H1 Avg (Jan–Jun) 1.5254

H2 Avg (Jul–Dec) 1.4362

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0532 PEN (High: 1.4955 / Low: 1.4423). On the other end, November was the most stable month, with a tight range of 0.0134 PEN (High: 1.4072 / Low: 1.3938).

August Spread (Volatile) ±0.0532

November Spread (Stable) ±0.0134

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0336 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0336

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.5435) against the same month in 2024 (average: 1.5841), the exchange rate shifted by -0.0406 (-2.56%).

2025 Avg (January) 1.5435

2024 Avg (January) 1.5841

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5727	1.5249	1.5435
February	1.5518	1.5206	1.5357
March	1.5471	1.5017	1.5178
April	1.5542	1.5227	1.5366
May	1.5332	1.5122	1.5226
June	1.5131	1.4720	1.4963
July	1.4943	1.4685	1.4762
August	1.4955	1.4423	1.4698
September	1.4692	1.4437	1.4532
October	1.4443	1.4026	1.4196
November	1.4072	1.3938	1.4002
December	1.4159	1.3892	1.3983