2026 TOP to PEN Historical Review

YEARLY HIGH

1.4597 PEN

YEARLY LOW

1.3826 PEN

YEARLY AVERAGE

1.4120 PEN

2026 TOP to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 30, valuing the pair at 1.4597. Conversely, the yearly low was recorded on January 25, dropping to 1.3826.

This high-to-low spread represents a total annual volatility of 0.0771 PEN. From a start-to-finish perspective, comparing the January average rate of 1.3944 to the December average rate of 1.4032, the exchange rate registered a net change of 0.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.4597 was down 7.18% compared to the 2025 peak of 1.5727, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 7,299 PEN

2025 Average 7,402 PEN

Yearly Trough Low 6,913 PEN

Transaction Impact: A difference of 385.52 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.4328

1.3902

JanuMarcMayJuly

TOP to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4135, compared to 1.4075 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 1.4135

H2 Avg (Jul–Dec) 1.4075

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0603 PEN (High: 1.4520 / Low: 1.3917). On the other end, August was the most stable month, with a tight range of 0.0008 PEN (High: 1.4035 / Low: 1.4027).

March Spread (Volatile) ±0.0603

August Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0086 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0086

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 1.4278) against the same month in 2025 (average: 1.5366), the exchange rate shifted by -0.1088 (-7.08%).

2026 Avg (April) 1.4278

2025 Avg (April) 1.5366

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3994	1.3826	1.3944
February	1.3996	1.3881	1.3937
March	1.4520	1.3917	1.4292
April	1.4597	1.3996	1.4278
May	1.4567	1.4123	1.4212
June	1.4396	1.4043	1.4149
July	1.4197	1.4011	1.4118
August	1.4035	1.4027	1.4032