2021 TZS to CDF Historical Review

YEARLY HIGH

0.8746 CDF

YEARLY LOW

0.8464 CDF

YEARLY AVERAGE

0.8603 CDF

2021 TZS to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TZS to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 8, valuing the pair at 0.8746. Conversely, the yearly low was recorded on January 16, dropping to 0.8464.

This high-to-low spread represents a total annual volatility of 0.0282 CDF. From a start-to-finish perspective, comparing the January average rate of 0.8506 to the December average rate of 0.8690, the exchange rate registered a net change of 2.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8746 was up 2.23% compared to the 2020 peak of 0.8555, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 4,373 CDF

2020 Average 3,997 CDF

Yearly Trough Low 4,232 CDF

Transaction Impact: A difference of 140.77 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8733

0.8486

JanuMarcMayJulySeptNove

TZS to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8565, compared to 0.8641 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0076 points.

H1 Avg (Jan–Jun) 0.8565

H2 Avg (Jul–Dec) 0.8641

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0133 CDF (High: 0.8746 / Low: 0.8613). On the other end, February was the most stable month, with a tight range of 0.0046 CDF (High: 0.8571 / Low: 0.8525).

October Spread (Volatile) ±0.0133

February Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0022 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 0.8681) against the same month in 2020 (average: 0.8407), the exchange rate shifted by +0.0274 (+3.26%).

2021 Avg (October) 0.8681

2020 Avg (October) 0.8407

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8533	0.8464	0.8506
February	0.8571	0.8525	0.8538
March	0.8611	0.8478	0.8573
April	0.8641	0.8542	0.8583
May	0.8635	0.8567	0.8605
June	0.8614	0.8547	0.8585
July	0.8639	0.8562	0.8595
August	0.8611	0.8560	0.8573
September	0.8666	0.8562	0.8593
October	0.8746	0.8613	0.8681
November	0.8738	0.8679	0.8712
December	0.8715	0.8613	0.8690