YEARLY HIGH
1.1794 CDF
YEARLY LOW
0.8673 CDF
YEARLY AVERAGE
1.0635 CDF

2025 TZS to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TZS to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 11, valuing the pair at 1.1794. Conversely, the yearly low was recorded on November 15, dropping to 0.8673.

This high-to-low spread represents a total annual volatility of 0.3121 CDF. From a start-to-finish perspective, comparing the January average rate of 1.1366 to the December average rate of 0.9154, the exchange rate registered a net change of -19.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.1794 was down 2.59% compared to the 2024 peak of 1.2108, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 5,897 CDF
2024 Average 5,389 CDF
Yearly Trough Low 4,337 CDF
Transaction Impact: A difference of 1,560.46 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.1733
0.8799
JanuMarcMayJulySeptNove

TZS to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0970, compared to 1.0301 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0669 points.

H1 Avg (Jan–Jun) 1.0970
H2 Avg (Jul–Dec) 1.0301

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.1972 CDF (High: 1.0702 / Low: 0.8730). On the other end, May was the most stable month, with a tight range of 0.0200 CDF (High: 1.0843 / Low: 1.0643).

October Spread (Volatile) ±0.1972
May Spread (Stable) ±0.0200

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1955 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1955

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 1.1489) against the same month in 2024 (average: 1.0533), the exchange rate shifted by +0.0956 (+9.08%).

2025 Avg (August) 1.1489
2024 Avg (August) 1.0533

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1780 1.1189 1.1366
February 1.1204 1.0952 1.1072
March 1.1072 1.0740 1.0863
April 1.1009 1.0695 1.0811
May 1.0843 1.0643 1.0754
June 1.1210 1.0728 1.0953
July 1.1367 1.0969 1.1141
August 1.1794 1.1077 1.1489
September 1.1728 1.0717 1.1468
October 1.0702 0.8730 0.9513
November 0.9381 0.8673 0.9043
December 0.9411 0.8796 0.9154