YEARLY HIGH
0.9246 CDF
YEARLY LOW
0.8280 CDF
YEARLY AVERAGE
0.8817 CDF

2026 TZS to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TZS to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.9246. Conversely, the yearly low was recorded on February 25, dropping to 0.8280.

This high-to-low spread represents a total annual volatility of 0.0966 CDF. From a start-to-finish perspective, comparing the January average rate of 0.8975 to the December average rate of 0.8783, the exchange rate registered a net change of -2.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.9246 was down 21.60% compared to the 2025 peak of 1.1794, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 4,623 CDF
2025 Average 5,316 CDF
Yearly Trough Low 4,140 CDF
Transaction Impact: A difference of 483.11 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.9001
0.8689
JanuFebrMarcApriMayJune

TZS to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8817, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8817 points.

H1 Avg (Jan–Jun) 0.8817
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0808 CDF (High: 0.9246 / Low: 0.8439). On the other end, June was the most stable month, with a tight range of 0.0108 CDF (High: 0.8825 / Low: 0.8717).

January Spread (Volatile) ±0.0808
June Spread (Stable) ±0.0108

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0244 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0244

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.8975) against the same month in 2025 (average: 1.1366), the exchange rate shifted by -0.2391 (-21.04%).

2026 Avg (January) 0.8975
2025 Avg (January) 1.1366

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9246 0.8439 0.8975
February 0.9024 0.8280 0.8731
March 0.9020 0.8353 0.8795
April 0.8984 0.8829 0.8903
May 0.8906 0.8641 0.8715
June 0.8825 0.8717 0.8783