2020 TZS to CDF Historical Review

YEARLY HIGH

0.8555 CDF

YEARLY LOW

0.6411 CDF

YEARLY AVERAGE

0.7991 CDF

2020 TZS to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TZS to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 0.8555. Conversely, the yearly low was recorded on December 6, dropping to 0.6411.

This high-to-low spread represents a total annual volatility of 0.2144 CDF. From a start-to-finish perspective, comparing the January average rate of 0.7321 to the December average rate of 0.8429, the exchange rate registered a net change of 15.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8555 was up 16.57% compared to the 2019 peak of 0.7339, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 4,277 CDF

2019 Average 3,582 CDF

Yearly Trough Low 3,205 CDF

Transaction Impact: A difference of 1,072.07 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8595

0.7205

JanuMarcMayJulySeptNove

TZS to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7546, compared to 0.8436 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0890 points.

H1 Avg (Jan–Jun) 0.7546

H2 Avg (Jul–Dec) 0.8436

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.2101 CDF (High: 0.8512 / Low: 0.6411). On the other end, November was the most stable month, with a tight range of 0.0035 CDF (High: 0.8500 / Low: 0.8464).

December Spread (Volatile) ±0.2101

November Spread (Stable) ±0.0035

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0054 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.8454) against the same month in 2019 (average: 0.7207), the exchange rate shifted by +0.1247 (+17.30%).

2020 Avg (August) 0.8454

2019 Avg (August) 0.7207

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7339	0.7300	0.7321
February	0.7377	0.7294	0.7321
March	0.7449	0.7361	0.7396
April	0.7472	0.7388	0.7429
May	0.7896	0.7472	0.7724
June	0.8295	0.7884	0.8086
July	0.8483	0.8241	0.8385
August	0.8555	0.8387	0.8454
September	0.8491	0.8432	0.8460
October	0.8480	0.7811	0.8407
November	0.8500	0.8464	0.8479
December	0.8512	0.6411	0.8429