2020 UAH to BAM Historical Review

YEARLY HIGH

0.0742 BAM

YEARLY LOW

0.0562 BAM

YEARLY AVERAGE

0.0639 BAM

2020 UAH to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the UAH to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0742. Conversely, the yearly low was recorded on December 31, dropping to 0.0562.

This high-to-low spread represents a total annual volatility of 0.0180 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0729 to the December average rate of 0.0571, the exchange rate registered a net change of -21.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0742 was down 2.26% compared to the 2019 peak of 0.0760, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UAH based on timing:

Yearly Peak High 371 BAM

2019 Average 339 BAM

Yearly Trough Low 281 BAM

Transaction Impact: A difference of 90.08 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0745

0.0555

JanuMarcMayJulySeptNove

UAH to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0685, compared to 0.0593 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0092 points.

H1 Avg (Jan–Jun) 0.0685

H2 Avg (Jul–Dec) 0.0593

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0094 BAM (High: 0.0723 / Low: 0.0630). On the other end, October was the most stable month, with a tight range of 0.0006 BAM (High: 0.0589 / Low: 0.0583).

March Spread (Volatile) ±0.0094

October Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0061 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0729) against the same month in 2019 (average: 0.0614), the exchange rate shifted by +0.0115 (+18.75%).

2020 Avg (January) 0.0729

2019 Avg (January) 0.0614

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0742	0.0707	0.0729
February	0.0740	0.0706	0.0729
March	0.0723	0.0630	0.0668
April	0.0669	0.0646	0.0662
May	0.0681	0.0654	0.0670
June	0.0657	0.0646	0.0651
July	0.0651	0.0595	0.0626
August	0.0606	0.0595	0.0601
September	0.0598	0.0585	0.0592
October	0.0589	0.0583	0.0587
November	0.0590	0.0573	0.0584
December	0.0580	0.0562	0.0571