2021 UAH to BAM Historical Review

YEARLY HIGH

0.0654 BAM

YEARLY LOW

0.0559 BAM

YEARLY AVERAGE

0.0607 BAM

2021 UAH to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the UAH to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 11, valuing the pair at 0.0654. Conversely, the yearly low was recorded on January 4, dropping to 0.0559.

This high-to-low spread represents a total annual volatility of 0.0094 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0569 to the December average rate of 0.0636, the exchange rate registered a net change of 11.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0654 was down 11.97% compared to the 2020 peak of 0.0742, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UAH based on timing:

Yearly Peak High 327 BAM

2020 Average 319 BAM

Yearly Trough Low 280 BAM

Transaction Impact: A difference of 47.12 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0655

0.0562

JanuMarcMayJulySeptNove

UAH to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0585, compared to 0.0629 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0044 points.

H1 Avg (Jan–Jun) 0.0585

H2 Avg (Jul–Dec) 0.0629

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0024 BAM (High: 0.0635 / Low: 0.0612). On the other end, May was the most stable month, with a tight range of 0.0008 BAM (High: 0.0587 / Low: 0.0579).

September Spread (Volatile) ±0.0024

May Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0011 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0647) against the same month in 2020 (average: 0.0584), the exchange rate shifted by +0.0063 (+10.87%).

2021 Avg (November) 0.0647

2020 Avg (November) 0.0584

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0575	0.0559	0.0569
February	0.0588	0.0575	0.0580
March	0.0599	0.0580	0.0591
April	0.0599	0.0579	0.0587
May	0.0587	0.0579	0.0584
June	0.0604	0.0583	0.0596
July	0.0617	0.0598	0.0608
August	0.0628	0.0612	0.0621
September	0.0635	0.0612	0.0621
October	0.0644	0.0634	0.0639
November	0.0654	0.0635	0.0647
December	0.0644	0.0632	0.0636