2020 UAH to MAD Historical Review

YEARLY HIGH

0.4063 MAD

YEARLY LOW

0.3139 MAD

YEARLY AVERAGE

0.3534 MAD

2020 UAH to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the UAH to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.4063. Conversely, the yearly low was recorded on December 31, dropping to 0.3139.

This high-to-low spread represents a total annual volatility of 0.0925 MAD. From a start-to-finish perspective, comparing the January average rate of 0.3976 to the December average rate of 0.3189, the exchange rate registered a net change of -19.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4063 was down 2.06% compared to the 2019 peak of 0.4149, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UAH based on timing:

Yearly Peak High 2,032 MAD

2019 Average 1,867 MAD

Yearly Trough Low 1,569 MAD

Transaction Impact: A difference of 462.33 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4055

0.3110

JanuMarcMayJulySeptNove

UAH to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3767, compared to 0.3301 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0466 points.

H1 Avg (Jan–Jun) 0.3767

H2 Avg (Jul–Dec) 0.3301

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0416 MAD (High: 0.3901 / Low: 0.3485). On the other end, October was the most stable month, with a tight range of 0.0041 MAD (High: 0.3269 / Low: 0.3228).

March Spread (Volatile) ±0.0416

October Spread (Stable) ±0.0041

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0279 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0279

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.3976) against the same month in 2019 (average: 0.3418), the exchange rate shifted by +0.0558 (+16.33%).

2020 Avg (January) 0.3976

2019 Avg (January) 0.3418

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4063	0.3831	0.3976
February	0.3980	0.3831	0.3936
March	0.3901	0.3485	0.3657
April	0.3784	0.3669	0.3728
May	0.3711	0.3645	0.3676
June	0.3650	0.3593	0.3627
July	0.3631	0.3363	0.3496
August	0.3380	0.3325	0.3355
September	0.3324	0.3267	0.3292
October	0.3269	0.3228	0.3249
November	0.3256	0.3180	0.3226
December	0.3340	0.3139	0.3189