YEARLY HIGH
7.2991 CNY
YEARLY LOW
7.0100 CNY
YEARLY AVERAGE
7.1776 CNY

2024 USD to CNY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the USD to CNY exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 7.2991. Conversely, the yearly low was recorded on September 26, dropping to 7.0100.

This high-to-low spread represents a total annual volatility of 0.2891 CNY. From a start-to-finish perspective, comparing the January average rate of 7.1106 to the December average rate of 7.2815, the exchange rate registered a net change of 2.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 7.2991 was down 0.60% compared to the 2023 peak of 7.3430, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 36,496 CNY
2023 Average 35,371 CNY
Yearly Trough Low 35,050 CNY
Transaction Impact: A difference of 1,445.50 CNY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

7.3022
7.0537
JanuMarcMayJulySeptNove

USD to CNY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.1795, compared to 7.1757 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0038 points.

H1 Avg (Jan–Jun) 7.1795
H2 Avg (Jul–Dec) 7.1757

Volatility Range Comparison

Volatility

The most volatile month in 2024 was June, with a trading range of 0.1713 CNY (High: 7.2682 / Low: 7.0969). On the other end, December was the most stable month, with a tight range of 0.0574 CNY (High: 7.2991 / Low: 7.2417).

June Spread (Volatile) ±0.1713
December Spread (Stable) ±0.0574

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1105 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1105

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 7.2815) against the same month in 2023 (average: 7.1185), the exchange rate shifted by +0.1631 (+2.29%).

2024 Avg (December) 7.2815
2023 Avg (December) 7.1185

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.1937 7.0786 7.1106
February 7.1984 7.1010 7.1578
March 7.2291 7.1323 7.1968
April 7.2456 7.0915 7.2285
May 7.2429 7.0723 7.1668
June 7.2682 7.0969 7.2165
July 7.2755 7.1388 7.2567
August 7.2438 7.0931 7.1461
September 7.1218 7.0100 7.0744
October 7.1311 7.0185 7.0895
November 7.2472 7.0988 7.2059
December 7.2991 7.2417 7.2815