YEARLY HIGH
0.1908 HRK
YEARLY LOW
0.1473 HRK
YEARLY AVERAGE
0.1743 HRK

2022 UYU to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the UYU to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 23, valuing the pair at 0.1908. Conversely, the yearly low was recorded on January 12, dropping to 0.1473.

This high-to-low spread represents a total annual volatility of 0.0435 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1493 to the December average rate of 0.1828, the exchange rate registered a net change of 22.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1908 was up 25.28% compared to the 2021 peak of 0.1523, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UYU based on timing:

Yearly Peak High 954 HRK
2021 Average 731 HRK
Yearly Trough Low 737 HRK
Transaction Impact: A difference of 217.54 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1897
0.1456
JanuMarcMayJulySeptNove

UYU to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1647, compared to 0.1839 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0192 points.

H1 Avg (Jan–Jun) 0.1647
H2 Avg (Jul–Dec) 0.1839

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 0.0117 HRK (High: 0.1859 / Low: 0.1742). On the other end, May was the most stable month, with a tight range of 0.0056 HRK (High: 0.1768 / Low: 0.1712).

July Spread (Volatile) ±0.0117
May Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0023 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.1856) against the same month in 2021 (average: 0.1492), the exchange rate shifted by +0.0364 (+24.41%).

2022 Avg (September) 0.1856
2021 Avg (September) 0.1492

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1538 0.1473 0.1493
February 0.1594 0.1498 0.1539
March 0.1669 0.1597 0.1621
April 0.1762 0.1660 0.1696
May 0.1768 0.1712 0.1744
June 0.1824 0.1751 0.1789
July 0.1859 0.1742 0.1802
August 0.1867 0.1789 0.1834
September 0.1908 0.1824 0.1856
October 0.1890 0.1812 0.1860
November 0.1906 0.1813 0.1851
December 0.1854 0.1762 0.1828