YEARLY HIGH
0.1695 HRK
YEARLY LOW
0.1587 HRK
YEARLY AVERAGE
0.1632 HRK

2026 UYU to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the UYU to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 0.1695. Conversely, the yearly low was recorded on April 15, dropping to 0.1587.

This high-to-low spread represents a total annual volatility of 0.0109 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1666 to the December average rate of 0.1623, the exchange rate registered a net change of -2.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1695 was down 0.99% compared to the 2025 peak of 0.1712, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UYU based on timing:

Yearly Peak High 848 HRK
2025 Average 812 HRK
Yearly Trough Low 793 HRK
Transaction Impact: A difference of 54.26 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1672
0.1601
JanuMarcMayJuly

UYU to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1632, compared to 0.1632 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.1632
H2 Avg (Jul–Dec) 0.1632

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0097 HRK (High: 0.1690 / Low: 0.1593). On the other end, August was the most stable month, with a tight range of 0.0003 HRK (High: 0.1625 / Low: 0.1622).

March Spread (Volatile) ±0.0097
August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0024 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.1666) against the same month in 2025 (average: 0.1663), the exchange rate shifted by +0.0003 (+0.18%).

2026 Avg (January) 0.1666
2025 Avg (January) 0.1663

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1695 0.1622 0.1666
February 0.1668 0.1631 0.1652
March 0.1690 0.1593 0.1629
April 0.1630 0.1587 0.1607
May 0.1617 0.1609 0.1612
June 0.1658 0.1604 0.1626
July 0.1650 0.1627 0.1641
August 0.1625 0.1622 0.1623