2025 UYU to HRK Historical Review

YEARLY HIGH

0.1712 HRK

YEARLY LOW

0.1532 HRK

YEARLY AVERAGE

0.1624 HRK

2025 UYU to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the UYU to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 0.1712. Conversely, the yearly low was recorded on April 12, dropping to 0.1532.

This high-to-low spread represents a total annual volatility of 0.0180 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1663 to the December average rate of 0.1642, the exchange rate registered a net change of -1.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1712 was down 8.34% compared to the 2024 peak of 0.1868, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UYU based on timing:

Yearly Peak High 856 HRK

2024 Average 868 HRK

Yearly Trough Low 766 HRK

Transaction Impact: A difference of 90.01 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1683

0.1574

JanuMarcMayJulySeptNove

UYU to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1627, compared to 0.1621 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.1627

H2 Avg (Jul–Dec) 0.1621

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0122 HRK (High: 0.1654 / Low: 0.1532). On the other end, November was the most stable month, with a tight range of 0.0021 HRK (High: 0.1649 / Low: 0.1629).

April Spread (Volatile) ±0.0122

November Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0064 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0064

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.1674) against the same month in 2024 (average: 0.1784), the exchange rate shifted by -0.0110 (-6.18%).

2025 Avg (February) 0.1674

2024 Avg (February) 0.1784

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1683	0.1642	0.1663
February	0.1712	0.1657	0.1674
March	0.1712	0.1616	0.1647
April	0.1654	0.1532	0.1583
May	0.1626	0.1582	0.1601
June	0.1605	0.1578	0.1593
July	0.1645	0.1581	0.1603
August	0.1633	0.1604	0.1614
September	0.1619	0.1579	0.1606
October	0.1638	0.1607	0.1620
November	0.1649	0.1629	0.1639
December	0.1657	0.1633	0.1642