2013 VEF to HRK Historical Review

YEARLY HIGH

1.3714 HRK

YEARLY LOW

0.8777 HRK

YEARLY AVERAGE

1.0049 HRK

2013 VEF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the VEF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 21, valuing the pair at 1.3714. Conversely, the yearly low was recorded on October 25, dropping to 0.8777.

This high-to-low spread represents a total annual volatility of 0.4937 HRK. From a start-to-finish perspective, comparing the January average rate of 1.3258 to the December average rate of 0.8857, the exchange rate registered a net change of -33.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.3714 was down 5.22% compared to the 2012 peak of 1.4469, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 VEF based on timing:

Yearly Peak High 6,857 HRK

2012 Average 6,817 HRK

Yearly Trough Low 4,389 HRK

Transaction Impact: A difference of 2,468.33 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.3699

0.8417

JanuMarcMayJulySeptNove

VEF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1119, compared to 0.8979 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2140 points.

H1 Avg (Jan–Jun) 1.1119

H2 Avg (Jul–Dec) 0.8979

Volatility Range Comparison

Volatility

The most volatile month in 2013 was March, with a trading range of 0.4360 HRK (High: 1.3714 / Low: 0.9354). On the other end, November was the most stable month, with a tight range of 0.0143 HRK (High: 0.9068 / Low: 0.8925).

March Spread (Volatile) ±0.4360

November Spread (Stable) ±0.0143

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3363 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3363

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 1.2646) against the same month in 2012 (average: 1.3294), the exchange rate shifted by -0.0648 (-4.88%).

2013 Avg (March) 1.2646

2012 Avg (March) 1.3294

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3490	1.3021	1.3258
February	1.3520	1.2938	1.3220
March	1.3714	0.9354	1.2646
April	0.9432	0.9190	0.9283
May	0.9373	0.9152	0.9271
June	0.9256	0.8887	0.9038
July	0.9324	0.8975	0.9118
August	0.9100	0.8927	0.8992
September	0.9182	0.8945	0.9042
October	0.8963	0.8777	0.8877
November	0.9068	0.8925	0.8986
December	0.8956	0.8797	0.8857