2015 VEF to HRK Historical Review

YEARLY HIGH

1.1512 HRK

YEARLY LOW

1.0065 HRK

YEARLY AVERAGE

1.0858 HRK

2015 VEF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the VEF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 1.1512. Conversely, the yearly low was recorded on January 1, dropping to 1.0065.

This high-to-low spread represents a total annual volatility of 0.1447 HRK. From a start-to-finish perspective, comparing the January average rate of 1.0470 to the December average rate of 1.1090, the exchange rate registered a net change of 5.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.1512 was up 15.09% compared to the 2014 peak of 1.0003, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 VEF based on timing:

Yearly Peak High 5,756 HRK

2014 Average 4,571 HRK

Yearly Trough Low 5,033 HRK

Transaction Impact: A difference of 723.46 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.1282

1.0396

JanuMarcMayJulySeptNove

VEF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0819, compared to 1.0897 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0079 points.

H1 Avg (Jan–Jun) 1.0819

H2 Avg (Jul–Dec) 1.0897

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0805 HRK (High: 1.0870 / Low: 1.0065). On the other end, February was the most stable month, with a tight range of 0.0174 HRK (High: 1.0839 / Low: 1.0665).

January Spread (Volatile) ±0.0805

February Spread (Stable) ±0.0174

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0408 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0408

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 1.1176) against the same month in 2014 (average: 0.8801), the exchange rate shifted by +0.2374 (+26.98%).

2015 Avg (March) 1.1176

2014 Avg (March) 0.8801

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0870	1.0065	1.0470
February	1.0839	1.0665	1.0751
March	1.1512	1.0850	1.1176
April	1.1330	1.0723	1.1125
May	1.0991	1.0412	1.0717
June	1.0959	1.0554	1.0673
July	1.1103	1.0747	1.0906
August	1.0999	1.0355	1.0741
September	1.0823	1.0534	1.0687
October	1.0989	1.0533	1.0750
November	1.1424	1.0898	1.1209
December	1.1387	1.0983	1.1090