2016 VEF to HRK Historical Review

YEARLY HIGH

1.1240 HRK

YEARLY LOW

0.6545 HRK

YEARLY AVERAGE

0.7823 HRK

2016 VEF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the VEF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 1.1240. Conversely, the yearly low was recorded on May 2, dropping to 0.6545.

This high-to-low spread represents a total annual volatility of 0.4695 HRK. From a start-to-finish perspective, comparing the January average rate of 1.1150 to the December average rate of 0.7161, the exchange rate registered a net change of -35.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.1240 was down 2.36% compared to the 2015 peak of 1.1512, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 VEF based on timing:

Yearly Peak High 5,620 HRK

2015 Average 5,429 HRK

Yearly Trough Low 3,272 HRK

Transaction Impact: A difference of 2,347.61 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.1602

0.6178

JanuMarcMayJulySeptNove

VEF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8792, compared to 0.6853 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1939 points.

H1 Avg (Jan–Jun) 0.8792

H2 Avg (Jul–Dec) 0.6853

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0581 HRK (High: 1.1074 / Low: 1.0493). On the other end, September was the most stable month, with a tight range of 0.0081 HRK (High: 0.6742 / Low: 0.6660).

March Spread (Volatile) ±0.0581

September Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.4100 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4100

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 1.1150) against the same month in 2015 (average: 1.0470), the exchange rate shifted by +0.0680 (+6.49%).

2016 Avg (January) 1.1150

2015 Avg (January) 1.0470

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1240	1.1073	1.1150
February	1.1147	1.0688	1.0882
March	1.1074	1.0493	1.0730
April	0.6686	0.6580	0.6630
May	0.6761	0.6545	0.6656
June	0.6839	0.6616	0.6707
July	0.6823	0.6707	0.6775
August	0.6757	0.6615	0.6691
September	0.6742	0.6660	0.6700
October	0.6918	0.6696	0.6812
November	0.7139	0.6758	0.6979
December	0.7265	0.7017	0.7161