2020 XCD to BGN Historical Review

YEARLY HIGH

0.6782 BGN

YEARLY LOW

0.5892 BGN

YEARLY AVERAGE

0.6350 BGN

2020 XCD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.6782. Conversely, the yearly low was recorded on December 30, dropping to 0.5892.

This high-to-low spread represents a total annual volatility of 0.0890 BGN. From a start-to-finish perspective, comparing the January average rate of 0.6518 to the December average rate of 0.5946, the exchange rate registered a net change of -8.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6782 was up 2.14% compared to the 2019 peak of 0.6640, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 3,391 BGN

2019 Average 3,233 BGN

Yearly Trough Low 2,946 BGN

Transaction Impact: A difference of 445.11 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6731

0.5875

JanuMarcMayJulySeptNove

XCD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6570, compared to 0.6131 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0439 points.

H1 Avg (Jan–Jun) 0.6570

H2 Avg (Jul–Dec) 0.6131

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0431 BGN (High: 0.6782 / Low: 0.6351). On the other end, December was the most stable month, with a tight range of 0.0100 BGN (High: 0.5991 / Low: 0.5892).

March Spread (Volatile) ±0.0431

December Spread (Stable) ±0.0100

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0203 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0203

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.6548) against the same month in 2019 (average: 0.6405), the exchange rate shifted by +0.0143 (+2.23%).

2020 Avg (March) 0.6548

2019 Avg (March) 0.6405

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6572	0.6453	0.6518
February	0.6707	0.6526	0.6628
March	0.6782	0.6351	0.6548
April	0.6717	0.6589	0.6659
May	0.6702	0.6516	0.6634
June	0.6500	0.6365	0.6431
July	0.6439	0.6109	0.6317
August	0.6164	0.6057	0.6117
September	0.6229	0.6078	0.6143
October	0.6208	0.6099	0.6149
November	0.6225	0.6050	0.6110
December	0.5991	0.5892	0.5946