YEARLY HIGH
0.6372 BGN
YEARLY LOW
0.6020 BGN
YEARLY AVERAGE
0.6225 BGN

2026 XCD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XCD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 0.6372. Conversely, the yearly low was recorded on January 27, dropping to 0.6020.

This high-to-low spread represents a total annual volatility of 0.0352 BGN. From a start-to-finish perspective, comparing the January average rate of 0.6168 to the December average rate of 0.6339, the exchange rate registered a net change of 2.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.6372 was down 9.76% compared to the 2025 peak of 0.7062, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 3,186 BGN
2025 Average 3,208 BGN
Yearly Trough Low 3,010 BGN
Transaction Impact: A difference of 176.05 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.6361
0.6098
JanuMarcMayJuly

XCD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6206, compared to 0.6339 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0133 points.

H1 Avg (Jan–Jun) 0.6206
H2 Avg (Jul–Dec) 0.6339

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0219 BGN (High: 0.6239 / Low: 0.6020). On the other end, July was the most stable month, with a tight range of 0.0047 BGN (High: 0.6365 / Low: 0.6317).

January Spread (Volatile) ±0.0219
July Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0070 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0070

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.6289) against the same month in 2025 (average: 0.6279), the exchange rate shifted by +0.0010 (+0.15%).

2026 Avg (June) 0.6289
2025 Avg (June) 0.6279

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6239 0.6020 0.6168
February 0.6149 0.6079 0.6120
March 0.6339 0.6154 0.6262
April 0.6287 0.6129 0.6192
May 0.6225 0.6174 0.6207
June 0.6372 0.6215 0.6289
July 0.6365 0.6317 0.6339