YEARLY HIGH
0.7062 BGN
YEARLY LOW
0.6099 BGN
YEARLY AVERAGE
0.6418 BGN

2025 XCD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XCD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.7062. Conversely, the yearly low was recorded on September 16, dropping to 0.6099.

This high-to-low spread represents a total annual volatility of 0.0963 BGN. From a start-to-finish perspective, comparing the January average rate of 0.6990 to the December average rate of 0.6177, the exchange rate registered a net change of -11.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.7062 was up 1.15% compared to the 2024 peak of 0.6982, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 3,531 BGN
2024 Average 3,345 BGN
Yearly Trough Low 3,049 BGN
Transaction Impact: A difference of 481.45 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.7072
0.6086
JanuMarcMayJulySeptNove

XCD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6632, compared to 0.6204 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0428 points.

H1 Avg (Jan–Jun) 0.6632
H2 Avg (Jul–Dec) 0.6204

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0361 BGN (High: 0.6975 / Low: 0.6614). On the other end, August was the most stable month, with a tight range of 0.0081 BGN (High: 0.6253 / Low: 0.6172).

March Spread (Volatile) ±0.0361
August Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0253 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0253

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.6990) against the same month in 2024 (average: 0.6634), the exchange rate shifted by +0.0356 (+5.36%).

2025 Avg (January) 0.6990
2024 Avg (January) 0.6634

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7062 0.6890 0.6990
February 0.7051 0.6881 0.6948
March 0.6975 0.6614 0.6704
April 0.6699 0.6346 0.6451
May 0.6525 0.6354 0.6419
June 0.6407 0.6141 0.6279
July 0.6340 0.6132 0.6195
August 0.6253 0.6172 0.6209
September 0.6217 0.6099 0.6168
October 0.6278 0.6164 0.6216
November 0.6302 0.6219 0.6258
December 0.6234 0.6137 0.6177