2016 XCD to GHS Historical Review

YEARLY HIGH

1.5988 GHS

YEARLY LOW

1.4036 GHS

YEARLY AVERAGE

1.4616 GHS

2016 XCD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the XCD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 1.5988. Conversely, the yearly low was recorded on May 1, dropping to 1.4036.

This high-to-low spread represents a total annual volatility of 0.1952 GHS. From a start-to-finish perspective, comparing the January average rate of 1.4410 to the December average rate of 1.5686, the exchange rate registered a net change of 8.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.5988 was down 2.12% compared to the 2015 peak of 1.6334, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 7,994 GHS

2015 Average 6,998 GHS

Yearly Trough Low 7,018 GHS

Transaction Impact: A difference of 976.09 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.5838

1.4021

JanuMarcMayJulySeptNove

XCD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4358, compared to 1.4874 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0516 points.

H1 Avg (Jan–Jun) 1.4358

H2 Avg (Jul–Dec) 1.4874

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1340 GHS (High: 1.5988 / Low: 1.4648). On the other end, July was the most stable month, with a tight range of 0.0176 GHS (High: 1.4704 / Low: 1.4527).

November Spread (Volatile) ±0.1340

July Spread (Stable) ±0.0176

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0407 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0407

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 1.4957) against the same month in 2015 (average: 1.4131), the exchange rate shifted by +0.0826 (+5.85%).

2016 Avg (November) 1.4957

2015 Avg (November) 1.4131

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4759	1.4127	1.4410
February	1.4936	1.4398	1.4686
March	1.4512	1.4187	1.4280
April	1.4301	1.4038	1.4172
May	1.4343	1.4036	1.4185
June	1.4641	1.4208	1.4416
July	1.4704	1.4527	1.4612
August	1.4732	1.4465	1.4607
September	1.4782	1.4600	1.4671
October	1.4793	1.4611	1.4711
November	1.5988	1.4648	1.4957
December	1.5978	1.5274	1.5686