2020 XCD to GHS Historical Review

YEARLY HIGH

2.2099 GHS

YEARLY LOW

1.9685 GHS

YEARLY AVERAGE

2.1215 GHS

2020 XCD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 2.2099. Conversely, the yearly low was recorded on February 22, dropping to 1.9685.

This high-to-low spread represents a total annual volatility of 0.2414 GHS. From a start-to-finish perspective, comparing the January average rate of 2.0915 to the December average rate of 2.1714, the exchange rate registered a net change of 3.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.2099 was down 58.88% compared to the 2019 peak of 5.3747, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 11,050 GHS

2019 Average 9,969 GHS

Yearly Trough Low 9,843 GHS

Transaction Impact: A difference of 1,206.97 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.1895

1.9723

JanuMarcMayJulySeptNove

XCD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0937, compared to 2.1492 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0555 points.

H1 Avg (Jan–Jun) 2.0937

H2 Avg (Jul–Dec) 2.1492

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1394 GHS (High: 2.1366 / Low: 1.9972). On the other end, August was the most stable month, with a tight range of 0.0106 GHS (High: 2.1412 / Low: 2.1306).

March Spread (Volatile) ±0.1394

August Spread (Stable) ±0.0106

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.1714) against the same month in 2019 (average: 2.1084), the exchange rate shifted by +0.0630 (+2.99%).

2020 Avg (December) 2.1714

2019 Avg (December) 2.1084

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1139	2.0351	2.0915
February	2.0351	1.9685	1.9904
March	2.1366	1.9972	2.0653
April	2.1552	2.1046	2.1371
May	2.1471	2.1275	2.1370
June	2.1518	2.1257	2.1409
July	2.1517	2.1263	2.1374
August	2.1412	2.1306	2.1357
September	2.1486	2.1352	2.1411
October	2.1609	2.1433	2.1509
November	2.1687	2.1536	2.1589
December	2.2099	2.1609	2.1714