YEARLY HIGH
1.8515 GHS
YEARLY LOW
1.6318 GHS
YEARLY AVERAGE
1.7327 GHS

2018 XCD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the XCD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 1.8515. Conversely, the yearly low was recorded on March 23, dropping to 1.6318.

This high-to-low spread represents a total annual volatility of 0.2197 GHS. From a start-to-finish perspective, comparing the January average rate of 1.6802 to the December average rate of 1.8199, the exchange rate registered a net change of 8.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.8515 was up 4.84% compared to the 2017 peak of 1.7661, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 9,257 GHS
2017 Average 8,139 GHS
Yearly Trough Low 8,159 GHS
Transaction Impact: A difference of 1,098.50 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.8379
1.6216
JanuMarcMayJulySeptNove

XCD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6763, compared to 1.7890 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1127 points.

H1 Avg (Jan–Jun) 1.6763
H2 Avg (Jul–Dec) 1.7890

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.1039 GHS (High: 1.8501 / Low: 1.7462). On the other end, March was the most stable month, with a tight range of 0.0185 GHS (High: 1.6503 / Low: 1.6318).

September Spread (Volatile) ±0.1039
March Spread (Stable) ±0.0185

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0257 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0257

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 1.8199) against the same month in 2017 (average: 1.6692), the exchange rate shifted by +0.1507 (+9.03%).

2018 Avg (December) 1.8199
2017 Avg (December) 1.6692

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6934 1.6661 1.6802
February 1.6702 1.6429 1.6545
March 1.6503 1.6318 1.6397
April 1.6606 1.6336 1.6437
May 1.7414 1.6601 1.6915
June 1.7724 1.7329 1.7482
July 1.7854 1.7604 1.7737
August 1.8039 1.7458 1.7754
September 1.8501 1.7462 1.7720
October 1.8353 1.7714 1.7942
November 1.8382 1.7701 1.7991
December 1.8515 1.7808 1.8199