YEARLY HIGH
146.1314 NGN
YEARLY LOW
133.6893 NGN
YEARLY AVERAGE
140.6968 NGN

2020 XCD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 146.1314. Conversely, the yearly low was recorded on January 16, dropping to 133.6893.

This high-to-low spread represents a total annual volatility of 12.4421 NGN. From a start-to-finish perspective, comparing the January average rate of 134.0455 to the December average rate of 142.0405, the exchange rate registered a net change of 5.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 146.1314 was up 8.09% compared to the 2019 peak of 135.1972, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 730,657 NGN
2019 Average 666,139 NGN
Yearly Trough Low 668,446 NGN
Transaction Impact: A difference of 62,210.50 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

144.9805
133.0514
JanuMarcMayJulySeptNove

XCD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 139.2815, compared to 142.1120 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.8305 points.

H1 Avg (Jan–Jun) 139.2815
H2 Avg (Jul–Dec) 142.1120

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 10.1184 NGN (High: 144.8515 / Low: 134.7331). On the other end, June was the most stable month, with a tight range of 0.6986 NGN (High: 143.5681 / Low: 142.8696).

March Spread (Volatile) ±10.1184
June Spread (Stable) ±0.6986

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.8977 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.8977

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 142.0405) against the same month in 2019 (average: 134.1723), the exchange rate shifted by +7.8682 (+5.86%).

2020 Avg (December) 142.0405
2019 Avg (December) 134.1723

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 135.4706 133.6893 134.0455
February 135.3795 133.9476 134.6992
March 144.8515 134.7331 137.1862
April 144.3082 135.7977 142.4178
May 144.5192 142.9825 143.9864
June 143.5681 142.8696 143.3543
July 143.9530 143.0921 143.4300
August 143.6347 140.0529 142.5323
September 143.3804 140.7930 141.9669
October 142.7959 140.7930 141.3614
November 142.1746 140.6079 141.3409
December 146.1314 140.4229 142.0405