2021 XCD to NGN Historical Review

YEARLY HIGH

153.1373 NGN

YEARLY LOW

140.4229 NGN

YEARLY AVERAGE

149.2269 NGN

2021 XCD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 153.1373. Conversely, the yearly low was recorded on April 27, dropping to 140.4229.

This high-to-low spread represents a total annual volatility of 12.7143 NGN. From a start-to-finish perspective, comparing the January average rate of 143.5062 to the December average rate of 152.1641, the exchange rate registered a net change of 6.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 153.1373 was up 4.79% compared to the 2020 peak of 146.1314, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 765,686 NGN

2020 Average 703,562 NGN

Yearly Trough Low 702,115 NGN

Transaction Impact: A difference of 63,571.71 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

153.1643

142.6282

JanuMarcMayJulySeptNove

XCD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 146.2826, compared to 152.1713 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.8887 points.

H1 Avg (Jan–Jun) 146.2826

H2 Avg (Jul–Dec) 152.1713

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 12.2107 NGN (High: 152.8186 / Low: 140.6079). On the other end, August was the most stable month, with a tight range of 0.3820 NGN (High: 152.4333 / Low: 152.0513).

May Spread (Volatile) ±12.2107

August Spread (Stable) ±0.3820

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.6945 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6945

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 152.1641) against the same month in 2020 (average: 142.0405), the exchange rate shifted by +10.1237 (+7.13%).

2021 Avg (December) 152.1641

2020 Avg (December) 142.0405

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	146.7875	140.7930	143.5062
February	152.6068	140.6079	144.2722
March	152.0647	140.6079	143.5777
April	152.0897	140.4229	144.5666
May	152.8186	140.6079	149.5735
June	152.7486	151.7086	152.1992
July	152.3167	151.7086	152.1457
August	152.4333	152.0513	152.2824
September	152.6503	151.7746	152.2863
October	152.6647	151.8233	152.0877
November	152.6818	151.6642	152.0614
December	153.1373	151.5442	152.1641