2025 XCD to NGN Historical Review

YEARLY HIGH

621.3798 NGN

YEARLY LOW

531.2221 NGN

YEARLY AVERAGE

563.4169 NGN

2025 XCD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XCD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 621.3798. Conversely, the yearly low was recorded on November 9, dropping to 531.2221.

This high-to-low spread represents a total annual volatility of 90.1577 NGN. From a start-to-finish perspective, comparing the January average rate of 574.2345 to the December average rate of 537.4892, the exchange rate registered a net change of -6.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 621.3798 was down 1.02% compared to the 2024 peak of 627.8145, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 3,106,899 NGN

2024 Average 2,719,490 NGN

Yearly Trough Low 2,656,111 NGN

Transaction Impact: A difference of 450,788.53 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

597.4422

528.7959

JanuMarcMayJulySeptNove

XCD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 576.2396, compared to 550.5942 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 25.6453 points.

H1 Avg (Jan–Jun) 576.2396

H2 Avg (Jul–Dec) 550.5942

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 66.8258 NGN (High: 621.3798 / Low: 554.5540). On the other end, July was the most stable month, with a tight range of 2.8746 NGN (High: 568.0228 / Low: 565.1482).

February Spread (Volatile) ±66.8258

July Spread (Stable) ±2.8746

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 17.2322 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -17.2322

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 566.4464) against the same month in 2024 (average: 508.9910), the exchange rate shifted by +57.4554 (+11.29%).

2025 Avg (February) 566.4464

2024 Avg (February) 508.9910

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	576.7405	571.7489	574.2345
February	621.3798	554.5540	566.4464
March	574.9274	554.2476	565.0614
April	596.4220	554.8146	585.4838
May	595.9408	585.8689	591.7217
June	586.9346	569.0218	574.4895
July	568.0228	565.1482	566.2743
August	569.3623	558.3726	566.9112
September	569.7175	549.4810	556.3747
October	549.4810	535.1094	541.9996
November	538.2879	531.2221	534.5165
December	540.5080	535.1222	537.4892