YEARLY HIGH
62.4907 PKR
YEARLY LOW
57.0389 PKR
YEARLY AVERAGE
59.8774 PKR

2020 XCD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 8, valuing the pair at 62.4907. Conversely, the yearly low was recorded on March 3, dropping to 57.0389.

This high-to-low spread represents a total annual volatility of 5.4518 PKR. From a start-to-finish perspective, comparing the January average rate of 57.2537 to the December average rate of 59.3077, the exchange rate registered a net change of 3.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 62.4907 was up 3.13% compared to the 2019 peak of 60.5939, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 312,453 PKR
2019 Average 277,890 PKR
Yearly Trough Low 285,194 PKR
Transaction Impact: A difference of 27,258.98 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

62.7053
56.6185
JanuMarcMayJulySeptNove

XCD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 59.0834, compared to 60.6715 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5880 points.

H1 Avg (Jan–Jun) 59.0834
H2 Avg (Jul–Dec) 60.6715

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.5072 PKR (High: 61.5461 / Low: 57.0389). On the other end, February was the most stable month, with a tight range of 0.1589 PKR (High: 57.2149 / Low: 57.0560).

March Spread (Volatile) ±4.5072
February Spread (Stable) ±0.1589

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.5732 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.5732

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 62.1981) against the same month in 2019 (average: 58.9534), the exchange rate shifted by +3.2446 (+5.50%).

2020 Avg (August) 62.1981
2019 Avg (August) 58.9534

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 57.5975 57.1388 57.2537
February 57.2149 57.0560 57.1258
March 61.5461 57.0389 58.5853
April 62.0186 59.1884 60.9130
May 60.2485 58.6483 59.3398
June 62.2190 60.3265 61.2831
July 62.2132 61.4730 61.8749
August 62.4907 61.2328 62.1981
September 61.6085 61.1930 61.4302
October 61.0781 59.3699 60.2560
November 59.5678 58.5188 58.9619
December 59.4513 59.0495 59.3077