2026 XCD to PKR Historical Review

YEARLY HIGH

104.3489 PKR

YEARLY LOW

102.3502 PKR

YEARLY AVERAGE

103.0993 PKR

2026 XCD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XCD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 104.3489. Conversely, the yearly low was recorded on July 31, dropping to 102.3502.

This high-to-low spread represents a total annual volatility of 1.9988 PKR. From a start-to-finish perspective, comparing the January average rate of 103.5648 to the December average rate of 102.4557, the exchange rate registered a net change of -1.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 104.3489 was down 3.86% compared to the 2025 peak of 108.5393, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 521,745 PKR

2025 Average 521,052 PKR

Yearly Trough Low 511,751 PKR

Transaction Impact: A difference of 9,993.80 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

103.6757

102.3448

JanuMarcMayJuly

XCD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 103.2531, compared to 102.6377 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6154 points.

H1 Avg (Jan–Jun) 103.2531

H2 Avg (Jul–Dec) 102.6377

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.4951 PKR (High: 104.2304 / Low: 102.7354). On the other end, August was the most stable month, with a tight range of 0.0000 PKR (High: 102.4557 / Low: 102.4557).

January Spread (Volatile) ±1.4951

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.3641 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.3641

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 103.4050) against the same month in 2025 (average: 103.4036), the exchange rate shifted by +0.0013 (+0.00%).

2026 Avg (February) 103.4050

2025 Avg (February) 103.4036

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	104.2304	102.7354	103.5648
February	104.3489	103.1306	103.4050
March	103.7685	102.9234	103.3106
April	103.7249	103.0138	103.2181
May	103.1526	102.8892	103.0517
June	103.0768	102.8101	102.9686
July	103.0397	102.3502	102.8197
August	102.4557	102.4557	102.4557