YEARLY HIGH
108.5393 PKR
YEARLY LOW
102.5971 PKR
YEARLY AVERAGE
104.2063 PKR

2025 XCD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XCD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 10, valuing the pair at 108.5393. Conversely, the yearly low was recorded on March 30, dropping to 102.5971.

This high-to-low spread represents a total annual volatility of 5.9423 PKR. From a start-to-finish perspective, comparing the January average rate of 103.1318 to the December average rate of 103.7970, the exchange rate registered a net change of 0.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 108.5393 was up 4.04% compared to the 2024 peak of 104.3274, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 542,697 PKR
2024 Average 515,125 PKR
Yearly Trough Low 512,985 PKR
Transaction Impact: A difference of 29,711.27 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

105.3815
102.9273
JanuMarcMayJulySeptNove

XCD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 103.8672, compared to 104.5453 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6781 points.

H1 Avg (Jan–Jun) 103.8672
H2 Avg (Jul–Dec) 104.5453

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 5.9423 PKR (High: 108.5393 / Low: 102.5971). On the other end, April was the most stable month, with a tight range of 0.5822 PKR (High: 104.1111 / Low: 103.5289).

March Spread (Volatile) ±5.9423
April Spread (Stable) ±0.5822

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.6136 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.6136

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 103.7310) against the same month in 2024 (average: 103.0983), the exchange rate shifted by +0.6327 (+0.61%).

2025 Avg (March) 103.7310
2024 Avg (March) 103.0983

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 103.5042 102.8810 103.1318
February 104.5065 102.9863 103.4036
March 108.5393 102.5971 103.7310
April 104.1111 103.5289 103.8576
May 104.7050 104.0634 104.3500
June 105.3702 104.2534 104.7292
July 105.5646 104.6751 105.1770
August 105.0848 103.6638 104.6964
September 105.1335 104.1239 104.6907
October 105.0671 103.9389 104.5000
November 104.6747 103.8205 104.4106
December 104.5816 103.5340 103.7970